Sc smart credit card

The Standard Chartered Smart Credit Card sounds great on the surface. 6% cashback with no minimum spend? But wait – you’ll only get that 6% rate at a select few merchants. The cashback also isn’t automatic. You’ll get them in points, which you’ll have to remember to redeem. Then again, there are a few other things that make this card worth considering. So today, let’s dig into the SC Smart Credit Card’s: • Eligibility requirements • Annual fees and charges • Cashback, rewards, discounts, etc. • Downsides • StanChart Smart Credit Card vs the competition • Whom this card is best for Eligibility Requirements Residential Status Singaporean Citizens, PRs, and foreigners with a valid Employment Pass Age 21 – 65 years old Income S$30,000 annually for Singaporeans and PRs; S$60,000 annually for foreigners Fees and Charges Annual Fees None! Effective Interest Rate 23.9 – 29.9% p.a. based on your credit profile Late Payment Charges S$100 Minimum Monthly Payment S$50 or 1%, whichever is greater Overlimit Fee S$40 Cash Advance Fee None! Cash Advance Interest Rate 0.082% per day or 29.9% p.a. Foreign Currency Transaction Fee 3.5% Here’s the first appealing aspect of the StanChart Smart Card: you won’t need to pay an annual fee. But There’s also no fee for cash advances, which can come in handy if you’re in a pinch (i.e. when you don’t have your bank ATM card with you and you desperately need cash). As a general rule though, we don’t recommend using cash advances unless it’s an emergenc...

If you’re looking for a good entry-level cashback credit card with Standard Chartered Bank, then Standard Chartered Smart Credit Card is the one to consider. While it’s not the best cashback credit card around, it’s still good for accessing Standard Chartered credit card offers and for other indirect benefits associated with the card. Here’s everything you need to know about the Standard Chartered Smart Credit Card, Table of Contents • • • • • • • • • Overview Type Entry-level Credit Card Reward Rate Upto 2% as Cashback Annual Fee 499 INR+GST (First Year Free) Best for Online Spends USP Low interest on EMI While cashback benefit looks like the primary benefit on the card, it is also one of the best credit cards for those who take EMI on credit cards. Fees Joining Fee 499 INR+GST (First Year Free) Welcome Benefit No interest for first 90 days Renewal Fee 499 INR+GST Renewal Benefit – Renewal Fee waiver 1,20,000 INR spend in previous year While there is no renewal benefit on the card, it’s still a good one for those who really make use of the benefits that the card comes with. Joining / First Year Fee of INR 499 + GST waived as a Special Limited Period Offer (Not applicable for existing SCB credit card holders) Rewards SPEND TYPE Cashback Max. Cap / txn / month Spend Equivalent Online 2% 1000 INR 50,000 INR Offline 1% 500 INR 50,000 INR • Nocashback on fuel spends • Min. Cashback for first-time cashback redemption: 1000 INR • Min. Cashback for subsequent cashback redemption:...

The world continues its ascending progression and is moving at an exponential pace. Digitalisation is key; thanks to it, smart credit cards have become all the rage in allowing people more financial freedom while gaining good rewards. One such hit is the Standard Chartered Smart Credit Card; today, you will learn all about it. We reviewed and will touch on all the important aspects of this smart credit card to help you understand why it is the talk of the town among credit cardholders. So, let’s begin. Standard Chartered Smart Credit Card Pros and Cons No review is complete without shedding some light on both sides so let’s discuss the pros and cons. Standard Chartered Smart Credit Pros • Lots of perks • Abundant flexibility • Zero annual fees worries • Premium features • No minimum spend required Standard Chartered Smart Credit Cons • Complimentary facilities only limited to the primary smart cardholder • A poor credit report can amp up the interest rate Standard Chartered Smart Credit Card- A Glance The SC Smart Card offers an incredible way of life as it offers a tempting 6% cash back for qualifying everyday transactions without any minimum spend required. Moreover, Standard Chartered’s EasyPay lets you make 3 interest-free instalments, similar to Buy Now Pay Later services. Add in the joy of no annual fees; it is no surprise that the Standard Chartered Smart Credit Card is a hit. Standard Chartered Smart Credit Card Features Let’s dig deeper and discover the features o...

Hi everyone. I happen to have a laptop with a slot that is a smart card reader. I was wondering if it it's at all possible to use this slot in the same way that an express card slot may be used (i.e. with an adapter that gets inserted into the slot) to add functionality that wasn't there before. For instance, you know how you can insert an express card into a laptop's express card slot to add functionality that wasn't there before (like USB 3.0 ports, an additional graphics card, an SDXC card reader, etc.)? Is it possible to do the equivalent with a laptop's smart card reader and some kind of special smart card adapter that could be inserted into the smart card reader's slot? Thank you. "Smart card reader" has two meanings. The old meaning was a slot which could read a variety of different memory card formats. The new meaning is is one which you can stick in a chipped credit card to authenticate a payment (common outside the U.S. - most countries require you to enter a PIN after the credit card is inserted, the system U.S. debit cards use). Neither can be modified into a generic port (like the old Express Card and PCMCIA slots). The mini-PCIe port used for old laptop WiFi and WWAN cards, and the new PCIe M.2 port used for SSDs, newer laptop WiFi Cards and WWAN cards has the same wiring as a full-size PCIe port. It's just shrunk down, and usually supports only x1, x2, or x4 with a lower max power capacity. If your... "Smart card reader" has two meanings. The old meaning was...